More than 3 out of every 4 borrowers who miss a payment on their student loans do so within the first five years after leaving school.

Enter SafeStart^SM, our loan repayment protection product that was designed specifically to help curb borrower delinquency. With SafeStart, borrowers get access to a no-interest line of credit that, after graduation, they can use to make up to 3 years' worth of monthly student loan payments if they face financial hardship during their transition from school to career.

SafeStart helps protect borrowers' credit ratings, frees up their financial resources so that they can focus on their basic living expenses, keeps their student loan accounts in good standing, and gives them the chance to keep their high-interest credit card balances low. For loan servicers, SafeStart dramatically reduces costs associated with skip-tracing delinquencies and generates greater revenue through more stable loan repayment cash flows.